VA Disability Calculator

Calculate your combined VA disability rating and estimated monthly compensation using the official VA Math formula.

Updated with 2026 VA Disability Rates (Effective December 1, 2025)

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Dependents (affects 30%+ ratings)

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Children under 18:

Children 18-23 in school:

Your Results

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Add your individual disability ratings to see your combined rating and estimated compensation.

2026 VA Disability Compensation Rates

Rating	Veteran Alone	With Spouse	With Spouse + Child
10%	$180.42	-	-
20%	$356.66	-	-
30%	$552.47	$617.47	$666.47
40%	$795.84	$882.84	$947.84
50%	$1,132.90	$1,241.90	$1,322.90
60%	$1,435.02	$1,566.02	$1,663.02
70%	$1,808.45	$1,961.45	$2,074.45
80%	$2,102.15	$2,277.15	$2,406.15
90%	$2,362.30	$2,559.30	$2,704.30
100%	$3,938.58	$4,158.17	$4,318.99

Rates effective December 1, 2025. Dependent rates apply only to 30% or higher ratings.

How Does VA Math Work?

The VA uses a specific formula called VA Math (or combined ratings math) that differs from simple addition. Instead of adding percentages together, each disability rating is applied to the remaining "healthy" or non-disabled percentage of your body.

Example: 50% + 30% Disability

Step 1: Start with 100% healthy
Step 2: Apply 50% disability → 100% - 50% = 50% remaining healthy
Step 3: Apply 30% to remaining → 50% × 30% = 15%
Step 4: Combined = 50% + 15% = 65%
Step 5: Round to nearest 10% = 70%

Note: Simple addition would give 80%, but VA Math gives 70%.

Key Points About VA Combined Ratings:

•Ratings are always applied from highest to lowest
•The final percentage is rounded to the nearest 10% (0.5 or higher rounds up)
•You can never exceed 100% combined rating
•Bilateral factor (for paired body parts) may increase your rating slightly

Frequently Asked Questions

What is VA disability compensation?

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VA disability compensation is a tax-free monthly payment to veterans who got sick or injured while serving in the military. The amount depends on your disability rating (0% to 100%) and number of dependents.

How is the VA combined rating calculated?

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The VA uses a formula called 'VA Math' where each disability is applied to your remaining healthy percentage, not simply added together. The final number is then rounded to the nearest 10%.

Why don't my disability ratings add up to what I expected?

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VA math applies each rating to the remaining non-disabled portion of your body, not the whole. This means two 50% ratings equal 75% (not 100%), because the second 50% only applies to the remaining 50%.

When do dependents affect my VA disability pay?

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Dependents only affect your compensation if you have a combined rating of 30% or higher. Below 30%, you receive the same amount regardless of dependents.

How often are VA disability rates updated?

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VA disability compensation rates are adjusted annually based on the Cost of Living Adjustment (COLA). New rates typically take effect December 1st each year.

Can I receive 100% VA disability?

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Yes, you can receive a 100% disability rating through combined ratings that round to 100%, a single 100% rating, or Total Disability Individual Unemployability (TDIU) if you can't work due to service-connected disabilities.

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Need Help with Your VA Claim?

Operation WarriorFit connects veterans with resources and supports your journey to wellness. While we focus on fitness and community, we encourage you to work with accredited Veterans Service Officers (VSOs) for disability claim assistance.

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